Easy Change

Well, I have figured out a plan to start tackling the next debt. It calls for about 340 dollars per month going toward this debt. The difficult thing will be sticking to it through the long haul. If the income side of things continues as I am forecasting, and I am being conservative here, then I will be doing this routine for about 19 months. That assumes no major changes or shifts in the meantime. Of course, there is always a chance that more work could come in faster, but I dont want to plan on that. So, for right now, the plan is to have this student loan paid by the end of June 2008. I'll work like heck to get it paid off before then, but I am curious if I will be able to make it or not :) The one thing that I havent figured out yet is whether or not a 0% interest credit card transfer is something I should try for or not. By my calculations, in less than 6 months I will be down to something like $25 dollars or less in monthly interest. I just wonder if the potential ding to my ...

Well, its January 5th, so its about time I stated, for the record, what my goals are for this year. My big focus is to keep working toward being healthier. That is my resolution, if you could call it that. I'd like to eat more and more healthy food, which I have been doing fairly well. I am a total junk food junkie so it is a little difficult for me. My most recent decent into sinful food is my morning splurge on Dunkin Donuts . It is a problem; and one that I didn't have until my company switched the brand of the free coffee that they bought. It is just awful and I can't stand it. So I buy a coffee in the morning which is killing my money supply and also packing on some extra calories since it is more loaded with sugar and cream than what I would normally make for myself. Staying On Track With Exercise has been a big issue as well. I find that I cannot stay on a regimen for a very long time, but perhaps if I do a chart and put it on the fridge or something, that might hel...