Skip to main content

Reclaiming Life, Restarting Goals

Reclaiming Life, Restarting Goals is the title I chose for this post, one in a series of posts about coping with the aspects of divorce. Originally I wanted to write these posts because this is mostly a blog about my finances but I also realize that largely this is a blog about life.

Reclaiming Life is something that is hard to imagine, but it is an absolutely necessary step if your divorce was tragic and had a profound impact on you. I'd imagine that this is true for most people, but it is worth noting that I am speaking only from my personal experience.

Reclaiming is from the verb to reclaim:
re·claim
rəˈklām/
verb
verb: reclaim; 3rd person present: reclaims; past tense: reclaimed; past participle: reclaimed; gerund or present participle: reclaiming
  1. 1.
    retrieve or recover (something previously lost, given, or paid); obtain the return of.

    "he returned three years later to reclaim his title as director of advertising"

    synonyms:get back, recoup, claim back, recover, regain, retrieve

    "traveling expenses can be reclaimed"
    • redeem (someone) from a state of vice; reform.

      "societies for reclaiming beggars and prostitutes"

      synonyms:save, rescue, redeem;

      "Henrietta had reclaimed him from a life of despair"
    • archaic
      tame or civilize (an animal or person).
  2. 2.
    bring (waste land or land formerly under water) under cultivation.

    "little money is available to reclaim and cultivate the desert"

And so, it is not just the first definition, but also the second definition that makes sense here. Life truly has to be recovered after divorce. Indeed I'd argue that without this step, you cannot proceed in any effective way, emotionally, spiritually, financially or physically. It is essential.

Recovering in this sense to me simply means that you are back to living. Living involves making choices, taking risks, having a good time, and being present in the current experiences and emotions of your existence. In short, being active rather than passive. Recovery in this sense isn't easy and there are a number of things available to you.
1. Friends, Family, existing support systems can help you recover your life. Not everyone is fortunate enough to have those things however, so for them, I'd focus on other options below.
2. Church/Synagogue/Temple etc where you can meet with fellow believers of your faith and perhaps deepen your connection with a higher power. For me, Church was where I feel I recovered the most. It slowed me down. It got me thinking about others besides myself which helped me really notice where I was. And most of all it gave me some structure and ability to get comfortable with who I am again.
3. Therapist and/or Support groups. These like anything can be complex and expensive or simple and cheap. Don't short change yourself on professional help, but at the same time be smart about your choices.

After recovery, you can begin the second aspect which is to bring your life to cultivation which is what the idea of goals really means. What do you want to accomplish with your life. I find that these are difficult in a way that I wouldn't have expected. It can be so consuming and difficult to recover from a trauma, that you forget to make plans for the future.

My advice about this second aspect of cultivation of goals, restating goals is:
  1. Start with restating them and writing it down.
  2. Do not worry about when/how these will get met or if at all. Just practice writing and having goals.
  3. Don't wait too long to start.
  4. Once you are comfortable with the idea of having goals, get serious and pick one or two small goals to set and work toward. This is a great way to start this habit.
In the end, the best way to restart your life is to have something to live for and to live towards. If you can manage it, start small with your goals and then build them up until they are bigger and take time and real, concrete steps to complete. Accomplishing a mix of small and larger goals is a great way to feel good about yourself and get some distance from the pain of divorce.

Comments

Popular posts from this blog

On Buying a Lifestyle...with a Fixed-Rate Mortgage

Despite all of the back and forth about sub-prime mortgages and the housing bubble, I am feeling just fine. The reason is that when purchasing, I followed some old advice: Don't expect to flip. In general, I've been told by many people that you shouldn't buy a home unless you plan to hold on to it for 7 years or longer. If the market does well and you decide to sell, fine. But if you want to be sure not to lose money, don't buy something that you only want for a year or two. I've been in my current location for more than 3 years. I like it. And I have no intention of leaving in the short or medium term. It seems to me, that real estate, like any asset class, has its ups and downs. But as a practical point, I don't look at my home as an asset per se. Rather, I consider it to be a fixed expense that I need to survive, much like food and water. Therefore, as long as the payment is reasonable and it functions to keep me warm and sheltered and comfortable, that is a...

Do Better With Your Time

Recently, I've been extremely busy with some work commitments. The interesting thing for me is that this increased work activity has really helped crystallize some of my feelings with regard to time. And these ideas are a critical part about my view on personal finance. I'm curious to know if others feel similarly. Time is money. That is, Time, in some way, contains energy. Money, is also energy. In the act of working, I am able to compound and increase the amount of money that I have. I am exchanging my time and effort and thought which are components of my work, for the productivity that I produce. And this production gets me money from my employer. However, the first dollars that I make each day, week, or month are the most valuable. Then the ones that I make at the end are the most valuable. (Forget about taxes for a minute.) The reason is, the first ones help me have a place to live and food to eat. And the last ones are the ones that I can use to really improve my life lo...

Blogging WealthTrack: Christine Benz (Retire Early? Or not?)

 This morning I've watched an interesting video on Consuelo Mack: WealthTrack. Here, Consuelo's guest, a longtime contributor, Christine Benz, a personal finance expert from Morningstar joined Consuelo for a discussion on issues related to retirement, in particular in the current market environments. This conversation is even more interesting against the backdrop of The Great Resignation. I found Christine's advice to be particularly interesting on a couple of fronts. Her advice in dealing with talking about retirement in general, in particular for people who are in the process of thinking about retiring early gave me pause. She is considering the traditional advice of a 4 percent withdrawal rate to be dangerous and indeed, actually concerning. According to the recent research she cites, a 3% withdrawal rate is a better option. Even more than the four percent rule, I think that her comments on annuities are particularly interesting. While annuities have been given a bad nam...