Staying Ahead This Season

I think that it would be really easy to ignore budgets during this time of year. Some might say that this is obvious due to the need to buy gifts for the holidays.

Looking at various sites and comparison shopping are always good habits. I think there is a factor for overspending that is being overlooked. That factor is monetary policy.

Simply put, there is more money sloshing around than there has been in a long time. This is to combat the powerful wealth destruction of the financial crisis. But this makes things cheaper and you buy more and then when main items like food and gas go up again...as they surely will in the future...it sets you up for trouble.

Just look at your spending and compare with your budget. It might save you more than just money.

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