Wednesday, August 01, 2007

Homestead Insurance

For those of us who own homes and or condos, some extra protection is almost always welcome. For me, this came recently when I went and *finally* got an item crossed off my todo list of financial planning: Homestead Insurance.

Without going into excruciating detail as to where the idea came from and all of that (You can read about that stuff <a href="http://www.sec.state.ma.us/rod/rodhom/homidx.htm">here</a>. Since I live in Massachusetts and I have this available, I finally took advantage of it. Clearly if you live in a different state, the laws are going to be different, but it might be worth checking to see if you have something similar.

As for me, now that this is taken care of, I can rest a little easier. Of course, depending on your situation, the way you handle this is different. I would be certain that you understand your situation quite well before making any kinds of decisions about doing this; and when in doubt always consult a lawyer. But for me, I found the process quite simple and the staff were quite helpful.




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