Last night I was trying to figure out what the balance on one of my credit cards that I had done the transfer for my unsecured student loans was and I found out that it was much less than I thought. Originally, I thought it was about 1600 and then on the voice machine it said that it was only 890 dollars. I was pleasantly surprised. I somehow thought that it would be more than that but I must have made some payments in there somewhere that really knocked the balance down. So finishing that bill off should be an easy feat for the second half of this month since there seems to be quite a bit extra in the checking account right now. Once that is done, more than half of the balance of that loan will be paid off. Now I just need to get my No Credit Needed chart updated again. :)
Recently, I've been extremely busy with some work commitments. The interesting thing for me is that this increased work activity has really helped crystallize some of my feelings with regard to time. And these ideas are a critical part about my view on personal finance. I'm curious to know if others feel similarly. Time is money. That is, Time, in some way, contains energy. Money, is also energy. In the act of working, I am able to compound and increase the amount of money that I have. I am exchanging my time and effort and thought which are components of my work, for the productivity that I produce. And this production gets me money from my employer. However, the first dollars that I make each day, week, or month are the most valuable. Then the ones that I make at the end are the most valuable. (Forget about taxes for a minute.) The reason is, the first ones help me have a place to live and food to eat. And the last ones are the ones that I can use to really improve my life lo...
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