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1000 Dollars of Free Life Insurance

I just got a mailer from my bank that I was being offered 1000 dollars of free life insurance. The option, of course, is available for me to get more if I would like, all the way up to 300,000 dollars with no medical exam. Unfortunately, the costs are prohibitive so I do not want to do that at this time. Plus I am covered by my work policy and an additional add-on policy that gives me another 10000 dollars in coverage. The standard stuff applies to both policies in terms of accidental death and dismemberment. Quite a morbid clause really, but I guess it is better than being out of luck if you lose a limb.

So, after reading all of the paperwork, I feel comfortable that I can go ahead and send it in which is what I plan to do this weekend. I have to wonder though, did they get my name through the gold card that I recently got? Why all the sudden show of generosity from my bank?


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