Go all cash. It is not a revolutionary idea. Don't wait for something amazing and new in terms of an idea in Personal Finance. It's just cash. That's what I am thinking about as I head into this Month. Sitting now on the 5th, I was considering whether or not I should just go all cash for a month. But let me start with my motivation: I feel like I spend a lot of money. I mean A LOT. More than I should. Perhaps more than anyone should. And that makes me wonder if perhaps the credit card and my personal good fortune to have a good salary really has kept me entirely insulated from how expensive everything is and what my spending habits are. Again, not revolutionary, but this morning it really hit me for some reason. After I completed this exercise, I found two key takeaways: 1. I spend entirely too much money on coffee out. For me that was a response to spending so much time at my desk at work. I needed an 'excuse' to get outside. Near my office, there is 'ch
small steps toward making myself a better, richer, and happier man.